[REVISED SEPT. 2014] Sometimes, on rare occasion, what sounds too good to be true is nonetheless in fact actually so. This is one of those rare occasions. If you have accumulated debt that you would like to liquidate in a fraction of the time that would normally be required, paying conventional interest rates, this is a system with life-changing implications. The essence of the formula is simple: Position yourself to apply for credit cards with zero-interest balance transfer offers. Move your high-interest debt (credit card or other) to these zero-interest accounts, for the length of the zero-interest offer, which typically runs from 12-18 months. By the time the original zero-interest offers or the extensions run out, absorb those balances with other zero-interest offers. Allocate your savings in interest toward accelerated payment on the debt. Continue until all your balances are paid off, which will happen in a fraction of the time that it would take you if you played the bank's game. If it would change your life to be debt-free, then this book can have life-changing implications for you. Learn the details of this remarkable system in this pathbreaking and one-of-a-kind guide to borrowing money at zero interest, from a former credit counselor and consumer advocate who's been in the trenches and researching this area for more than 25 years. A bonus chapter includes inside information about low-interest loans, including little-known programs that can be used either as a prelude to or in conjunction with the zero-interest programs. The minimal investment in this book can probably save you thousands during the months ahead.
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