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    How Credit Card Debt Settlement Affects Your Credit Report And What You Can Do About It

    By Lou Rodriguez

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    We all know that failure to pay creditors under the terms originally agreed to will reflect negatively on our credit report. And should an account go into collections, one of the consequences of any debt settlement is the damage caused to your credit score. Although the effects of debt settlement on your credit are often unavoidable, there are ways to minimize that damage, if you know what to say and how to negotiate, during the do-it-yourself debt settlement process.

    Fact is; there is absolutely no reason why you shouldn’t attempt to manage and minimize that damage while attempting to settle your own debts! But exactly how does credit card debt settlement affect your credit score anyway? In this “Special Report” Lou Rodriguez, Blogger at The Amateur Consumer and creator of the Better Credit Blueprint Video Series, will answer that question in great detail.

    He will also show you how to minimize the damage that will be done to your report by explaining in clear detail how to negotiate your credit rating, with both your creditors and collection agencies, during the do-it-yourself debt settlement process. One things for sure; if you don’t ask, you won’t get! And this book will show you how to do both!
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