The hard truth is, millions of Americans have below average credit scores. In this volume of Economic Mobility, Ethan Brisby describes methods he used to organically increase his credit score over 120 points within a twelve month period. He is a millennial who in 2013 was broke, out of a job, and owner of a sub 500 credit score despite having master's level education. Then in 2014, he accepted a position that introduced him to the inside dealings of America's most recognized credit rating system, FICO. Brisby went on to assist more than 100 families as VP of Lending & Counseling Operations of a Central Texas non-profit housing developer. Framework for Increasing Your Credit Score is the first in a series titled Economic Mobility designed to help today's consumer increasing their financial literacy level by setting goals, creating routines that support those goals, and then ruthlessly track their financial progress.
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