Credit cards are a “necessary evil” in today’s world with the emphasis on “evil.” They are necessary because you cannot do certain commercial transactions unless you have one. You cannot rent a car unless you have a credit card. You may have to make an emergency purchase when you do not have the cash, such as buying a plane ticket for an emergency trip. However, taken as a whole, they are “evil” because they are very costly and are a tremendous drain on your finances. CREDIT CARDS: The Student Survival Guide, is basic information about how credit cards work intended not just for the soon-to-graduate high school student or college student, but for most adults as well. This book can help you keep from being victimized by rapacious interest rates, expensive fees, and billing practices that would make an extortionist blush despite recent changes in the law. CREDIT CARDS: The Student Survival Guide is an excellent introduction (and warning) to the world of credit cards for the young person just starting out.
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