With financial hardship facing people everywhere these days, consumer fraud and identity theft are on the rise. Scammers are relentless. They call you on the phone. They email you. They have their own websites and TV commercials...
These ruthless fraudsters have no conscience and no remorse. They know that the more desperate you are, the more likely you will fall for their deception. So they prey on you when you're in financial distress, with scams about work-at-home jobs, credit repair, loans, home foreclosures, and cheap medical insurance.
They also try to dupe senior citizens, who often are on fixed incomes and have the least ability to recover...
And they actually keep (and SELL!) lists of names and phone numbers of their victims, which means if you've been ripped off once already, you are even more likely to be targeted again. These double-scammers, or "reloaders", might even offer to help you (for a fee) to recover the money you lost to the first con artist.
Even if you manage to avoid most of these lowlifes, at what cost does it come?
Have you ever avoided opening an email because it looked suspicious?
Not purchased an item you really wanted from a website because you couldn't trust it?
Passed on even looking into an offer that appeared to make sense financially, because you just couldn't tell if it was legitimate?
It's quite likely that you've missed out on some good deals because they seemed too good to be true. What would it mean for you to be able to remain scam-free while still having the freedom to trust the offers that are the real thing?
This peace of mind is what this book can provide. With guidelines recommended by the nation's consumer watchdog, the Federal Trade Commission, this book will give you the power to separate real from fake.
The book provides examples of fraudulent ads and the critical information they intentionally omit. The authors provide tips on how anyone can sniff out scams and avoid them. The reader will learn to critically analyze any proposition or form of promotion to determine whether it should be believed...
And as you become an expert in spotting scams, you also will be blessed with the ability to trust again.
In this book, you will discover the following:
* The truth about work-from-home job ads, and why most of them are bogus
* The 9 signs that a "charity" is probably a fake
* The different types of money wiring scams (including some you probably haven't seen before)
* Directions on how to dispute your credit report, including a sample letter you can send, and who to send it to
* A new law prohibiting debt relief companies from collecting advance fees
* The 7 steps to becoming a savvier consumer
* And a whole lot more
Take what you learn from this book for not only yourself, but also to pass on to your loved ones so they can remain safe from scammers too...
And if you or a family member has experienced any of the consumer fraud schemes described in the book, you also can read about the steps to take toward recovery, including who to contact and the phone numbers to call.
Here are the 18 scams detailed in the book:
1. Credit Card Scams
2. Money Wiring Scams
3. Economic Stimulus Scams
4. Phishing Scams Based on Bank Failures and Takeovers
5. Phony Sweepstakes Prize Scams (that Mention the FTC!)
6. Tax Relief Scams
7. Credit Repair Scams
8. Advance-Fee Loan Scams
9. Foreclosure Rescue Scams
10. Rental Listings Scams
11. Work-from-Home Scams
12. Business Opportunity Scams
13. Travel Scams
14. Free Trial Offer Scams
15. Charities and Fundraising Scams
16. Free Government Grant Scams
17. Medical Discount and Health Insurance Scams
18. Reloader Scams
Plus three special appendices:
How to Get Help from the FTC
How to Become a Savvier Consumer
New Information Regarding Robocalls
If you would like to have the power to recognize scammers before they separate you from your hard-earned money, take a look at Consumer Fraud and Financial Scams Exposed
These ruthless fraudsters have no conscience and no remorse. They know that the more desperate you are, the more likely you will fall for their deception. So they prey on you when you're in financial distress, with scams about work-at-home jobs, credit repair, loans, home foreclosures, and cheap medical insurance.
They also try to dupe senior citizens, who often are on fixed incomes and have the least ability to recover...
And they actually keep (and SELL!) lists of names and phone numbers of their victims, which means if you've been ripped off once already, you are even more likely to be targeted again. These double-scammers, or "reloaders", might even offer to help you (for a fee) to recover the money you lost to the first con artist.
Even if you manage to avoid most of these lowlifes, at what cost does it come?
Have you ever avoided opening an email because it looked suspicious?
Not purchased an item you really wanted from a website because you couldn't trust it?
Passed on even looking into an offer that appeared to make sense financially, because you just couldn't tell if it was legitimate?
It's quite likely that you've missed out on some good deals because they seemed too good to be true. What would it mean for you to be able to remain scam-free while still having the freedom to trust the offers that are the real thing?
This peace of mind is what this book can provide. With guidelines recommended by the nation's consumer watchdog, the Federal Trade Commission, this book will give you the power to separate real from fake.
The book provides examples of fraudulent ads and the critical information they intentionally omit. The authors provide tips on how anyone can sniff out scams and avoid them. The reader will learn to critically analyze any proposition or form of promotion to determine whether it should be believed...
And as you become an expert in spotting scams, you also will be blessed with the ability to trust again.
In this book, you will discover the following:
* The truth about work-from-home job ads, and why most of them are bogus
* The 9 signs that a "charity" is probably a fake
* The different types of money wiring scams (including some you probably haven't seen before)
* Directions on how to dispute your credit report, including a sample letter you can send, and who to send it to
* A new law prohibiting debt relief companies from collecting advance fees
* The 7 steps to becoming a savvier consumer
* And a whole lot more
Take what you learn from this book for not only yourself, but also to pass on to your loved ones so they can remain safe from scammers too...
And if you or a family member has experienced any of the consumer fraud schemes described in the book, you also can read about the steps to take toward recovery, including who to contact and the phone numbers to call.
Here are the 18 scams detailed in the book:
1. Credit Card Scams
2. Money Wiring Scams
3. Economic Stimulus Scams
4. Phishing Scams Based on Bank Failures and Takeovers
5. Phony Sweepstakes Prize Scams (that Mention the FTC!)
6. Tax Relief Scams
7. Credit Repair Scams
8. Advance-Fee Loan Scams
9. Foreclosure Rescue Scams
10. Rental Listings Scams
11. Work-from-Home Scams
12. Business Opportunity Scams
13. Travel Scams
14. Free Trial Offer Scams
15. Charities and Fundraising Scams
16. Free Government Grant Scams
17. Medical Discount and Health Insurance Scams
18. Reloader Scams
Plus three special appendices:
How to Get Help from the FTC
How to Become a Savvier Consumer
New Information Regarding Robocalls
If you would like to have the power to recognize scammers before they separate you from your hard-earned money, take a look at Consumer Fraud and Financial Scams Exposed
